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Understanding 0% APR Purchase Credit Cards: A Comprehensive Guide

0% APR credit cards offer an interest-free period for purchases, providing a breather from interest charges. Payments must be timely and consistent to fully capitalize on the offer. Consider credit utilization, end of the interest-free term, eligibility based on credit score, and potential limitations on credit limits. These cards suit those with planned expenses and solid payment habits, offering financial flexibility and potential savings.

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0 purchases credit cards
0% APR credit cards
interest-free period
purchases
credit utilization
eligibility
credit score
credit limits
financial flexibility
potential savings.
Finance
Rajesh Rastogy
Writer at NewsAndStory